Terms and Conditions

1. Acceptance of Terms

By accessing or using the Rung Kimloc website, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not use the Service. Continued use of the Service following any updates to these Terms constitutes acceptance of the revised Terms.

2. Description of Service

Rung Kimloc provides AI-driven data analysis intended to support business decisions related to liquidity and short-term yield. The Service is informational in nature and is provided as a tool to assist decision-making. It does not constitute financial, investment, legal, or tax advice, and no output from the Service should be treated as a recommendation to take or refrain from any specific action.

3. Eligibility

You must be of legal age and have the authority to enter into these Terms on behalf of yourself or the entity you represent in order to use the Service. By using the Service, you represent that you meet these requirements.

4. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• Attempt to gain unauthorized access to any part of the Service or its underlying systems;
• Use the Service to transmit harmful code, malware, or disruptive technology;
• Reverse engineer, decompile, or attempt to extract the source code of any software associated with the Service;
• Use the Service in any manner that could damage, disable, overburden, or impair its operation;
• Misrepresent your identity or impersonate any person or entity while using the Service.

5. No Financial Advice

Nothing provided through the Service constitutes financial, investment, legal, accounting, or tax advice, nor should it be relied upon as such. Any analysis, output, or content generated by the Service is provided for general informational purposes only. You are solely responsible for evaluating the merits and risks associated with any decision made in connection with the Service, and you should consult with a qualified professional advisor before making decisions based on information obtained through the Service.

6. Intellectual Property

All content, software, trademarks, logos, and materials made available through the Service, excluding any content you submit, are the property of Rung Kimloc or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the Service without prior written consent.

7. User Submissions

Where you submit information, data, or other materials to the Service, you retain ownership of that material but grant Rung Kimloc a non-exclusive, worldwide license to use it to the extent necessary to operate and provide the Service to you. You are responsible for ensuring that any information you submit is accurate and that you have the right to share it.

8. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party services that are not owned or controlled by Rung Kimloc. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You access such third-party resources at your own risk.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Rung Kimloc does not warrant that the Service will be uninterrupted, error-free, secure, or that any output generated will be accurate, complete, or reliable.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Rung Kimloc, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. In no event shall the aggregate liability of Rung Kimloc exceed the amount, if any, paid by you for access to the Service in the twelve months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Rung Kimloc and its affiliates, officers, and employees from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Rung Kimloc, or third parties. Upon termination, your right to use the Service will immediately cease.

13. Changes to the Service

We may modify, suspend, or discontinue the Service, in whole or in part, at any time without prior notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. The updated Terms will be posted on this page with a revised effective date. Your continued use of the Service after any changes constitutes your acceptance of the updated Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Rung Kimloc operates, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.